CHANGE --- something we all try to avoid. But sometimes change is good. It broadens our horizons and makes us rethink our lifestyle.
Financial issues are paramount in everyone's mind these days. Over recent weeks, nearly every discussion has started with some comments about the state of the economy and personal finances. Rightfully so. In one way or another we are all facing issues which affect the security and well-being of our families. We would be remiss if we did not examine what is happening and make necessary adjustments in our own personal lives.
Now is a great time to talk to our elders --- what did THEY do during the Great Depression? During WWII? I remember my folks talking about Monopoly Parties where couples got together to play Monopoly and eat popcorn --- rather then going to the movies. There were candy-making parties during the holidays. And Mom related calling up friends and inviting them to bring whatever they were making for dinner to a local park for an impromptu mid-week potluck. Potlucks used to be a very popular way to entertain.
MY "PERFECT STORM!"
As many of you know, I have spent the last year transitioning to living and working full-time from my RV. This is a move I had planned for nearly 10 years. It was my way of being able to travel and expand my horizons when I knew I would never be able to totally retire. Forming my business as a virtual assistantand obtaining enough clients to support my lifestyle has not been easy. But it has brought about some tremendous opportunities.
I always knew living in a house in Southern California was expensive. California is notorious for its housing prices. While some think salaries make up for it, I found they seldom did. The highest wages were in Los Angeles. L
aw firms in San Diego always justified the wage differential as a "Paradise Tax" for living in such a beautiful city. Believe me -- I love San Diego --- and it's natural to expect to pay something for the wonderful climate and other benefits. BUT --- one still must survive.
Moving into my RV and hitting the road has reduced my cost of living tremendously. First, it has always been my intention to spend several months in various places --- unlike the whirlwind vacations we have all experienced through the years, I want to be able to truly experience a location and learn about the area. You can't do that in a week. Add to that all the interesting places you fly over and never see! And what about that queasy tummy you get when you think about returning to a desk piled high with work . . . .
My lot rent on a monthly basis is less then a third of my SoCal housing payment. And it includes an electricity allowance (which I managed to stay within, even when the AC was running 24/7 this summer from the humidity). Propane usage will increase with cold weather. I DID purchase 2 good electric heaters to supplement the furnace. Since I won't be using AC, that should fall within my electrical budget and lessen the propane usage.
Vehicle fuel prices in the Mid-West are incredibly low compared to SoCal (even now). Diesel was $5.10 in San Diego when I left. It dropped quickly as we crossed the country. Currently diesel is $2.29 here in Missouri. And since I am no longer commuting, my mileage has been significantly reduced.
The cost of food --- much fresh from local farmers --- is also less. And I've had such fun frequenting the Farmer's Market, sampling local honey, enjoying wonderful jellies and jams from the local Amish Community, buying corn-on-the-cob from roadside stands, and visiting apple orchards this fall.
Let's be honest -- we can't all move into an RV -- and it's not an appropriate lifestyle for
everyone. My wanderlust makes it a no brainer for me to try. Mom said I had "itchy feet" from the day I was born. But there are things we can all do to lessen our monthly expenditures. For instance --- I've given up the artificial nails I do so love (my nails are scrubby when left to their own devices). Because of an ankle fusion and foot problems, pedicures are a requirement. But I'm learning to cut the frequency by doing some of it at home. And the fun of buying from the Farmer's Market has resulted in more home-cooked meals -- all healthier because they are based on fresh ingredients.
So -- What Are You Doing To Cut Your Expenses?
So, the question is ---- what are YOU doing to cut your expenses? I hope you'll leave comments about things you are changing in your lifestyle. Your responses will be gathered into a future article on this Blog --- sharing should be fun. Think outside the box, folks.
And remember to VOTE tomorrow!!